Australia’s most popular cat breeds and the most common pet insurance claims

From playful Domestic Short Hairs to affectionate Ragdolls, Australia’s favourite cat breeds each bring their own unique personalities and care needs. While every cat is different, recent paid claims data reveals which breeds are most commonly insured and the health conditions that most often require veterinary treatment.

Whether your cat spends its days curled up indoors or exploring the backyard, understanding the conditions they’re most likely to face can help you make informed decisions about their long-term health.

Australia’s most commonly insured cat breeds

Based on recent paid claims data, Domestic Short Hair cats continue to dominate Australia’s insured feline population, accounting for more than one in four cats among the top 10 breeds.

RankCat breedPercentage
1Domestic Short Hair26.0%
2Ragdoll16.9%
3Burmese15.6%
4British Shorthair10.1%
5Domestic Medium Hair7.3%
6Bengal5.5%
7Domestic Short Haired5.3%
8Domestic4.9%
9Devon Rex4.7%
10Birman3.8%

 

Domestic Short Hair cats are a favourite among Australian households thanks to their adaptable nature and generally hardy health. Ragdolls remain one of the country’s most sought-after pedigree breeds due to their gentle temperament, while Burmese and British Shorthairs continue to be popular choices for families looking for affectionate indoor companions.

The most common cat insurance claims

Even the healthiest cats can develop illnesses or require emergency veterinary care. Looking at paid claims over the past three months, these were the five most common conditions claimed by Australian cat owners.

ConditionPercentage of claimsAverage claimHighest claim
Arthritis and degenerative joint disease7.1%$121.82$1,661.82
Urinary tract infections4.5%$414.55$3,833.45
Gastroenteritis3.6%$649.41$7,390.12
Hyperthyroidism3.0%$167.29$1,491.04

 

Urinary tract issues remain one of the most expensive common conditions for cats, while gastroenteritis produced the highest individual claim during the reporting period at more than $7,390. These figures highlight how quickly veterinary costs can escalate when pets become seriously ill.

Why pet insurance matters

Cats are experts at hiding pain and illness, which means health conditions often aren’t discovered until veterinary treatment is required. While many claims involve relatively minor treatments, more complex illnesses or hospital stays can result in bills worth thousands of dollars.

Pet insurance helps take the financial pressure out of unexpected vet visits, allowing owners to focus on what matters most—getting their cat the treatment they need without worrying about the cost.

Claims data is based on CoverMy’s internal paid claims data from  May to  August 2026. Percentages, average claim costs and highest claim values are based on claims paid during this period and are provided for general informational purposes only. Past claims data is not indicative of future claims.